About

About YoKuKi.com

Positive Energy よくき (YoKuKi.com) is a personal blog about Financial Independence and Retiring Early (FIRE). The goal is simple: share practical, no-hype ideas that help ordinary people take control of their money and their time.

What you will find here

• FIRE basics and planning – goal setting, savings rate, and how to build a realistic roadmap.
• Budgeting and debt payoff – step-by-step methods such as the snowball and avalanche approaches.
• Investing for the long term – index funds, dividend investing and tax-efficient accounts.
• Productivity for Pre-FIRE – time blocking, deep work and the 80/20 rule applied to money goals.
• Book reviews – honest summaries of personal finance and self-development books.
• Money and life in Japan – topics that matter if you live and work in Japan.

Who writes this blog

YoKuKi.com is written by Jerome Namsu, a content creator and small online business owner based in Japan. The articles reflect personal research and experience, written from the point of view of someone working toward financial independence – not from a licensed financial professional.

Important note

Nothing on this site is financial, investment, tax or legal advice. Please read our Disclaimer and Privacy Policy. Questions or feedback are always welcome on the Contact page.

You can also find music and videos on our YouTube channel.